Spending Accounts


HealthEquity – login to review your accounts and submit claims.

About Health Spending and Dependent Care Accounts

  • Maximum Annual Elections: (effective 1/1/24)
    • Healthcare FSA = $3,200
    • Dependent Care FSA = $5,000
    • Health Saving Account = $4,150 Individual, $8,300 Family ($1,000 catch-up if 55+ years old) (These include the $500/$1,000 employer contribution.)
  • Annual Carryover: Healthcare FSA programs participants can roll over up to $610 of unused funds at the end of the plan year (available after the claims submission cutoff of 3/31 for 2023 carryover to 2024). Carryover increases to $640 for 2024 to 2025.
  • Over-The-Counter medications are eligible for reimbursement through a Healthcare FSA or HSA without a prescription (thanks to the Cares Act of 2020)

Automatic and Optional Enrollments

Terms & Regulations

  • FSA – flexible spending account (employee contributions only)
    • Healthcare FSA – flexible spending account for medical expenses
    • Limited Use FSA –  flexible spending account for vision and dental expenses, used in conjunction with a health savings account (HSA)
    • Dependent Care FSA – flexible spending account for work-related dependent care expenses (for children under age 13, a disabled spouse, or an older parent in eldercare)
  • HSA – health savings account (employee and employer contributions)
  • Qualified Medical Expenses – as designated by the IRS, these include medical, dental, vision and prescription expenses.