Spending Accounts


HealthEquity – login to review your accounts and submit claims.

About Health Spending and Dependent Care Accounts

  • Maximum Annual Elections: (effective 1/1/22)
    • Healthcare FSA = $2,850
    • Dependent Care FSA = $5,000
    • Health Saving Account = $3,650 Individual, $7,300 Family ($1,000 catch-up if 55+ years old)
  • Annual Carryover: Healthcare FSA programs participants can roll over up to $550 of unused funds at the end of the plan year (available after the claims submission cutoff of 3/30 for 2021 carryover to 2022).
  • Over-The-Counter medications are now eligible for reimbursement through a Healthcare FSA or HSA without a prescription (thanks to the Cares Act of 2020)
  • New Flexible Spending Account Rules for 2021

Automatic and Optional Enrollments

Terms & Regulations

  • FSA – flexible spending account (employee contributions only)
    • Healthcare FSA – flexible spending account for medical expenses (formerly know as medical expense reimbursement account)
    • Limited Use FSA –  flexible spending account for vision and dental expenses, used in conjunction with a health savings account (HSA)
    • Dependent Care FSA – flexible spending account for work-related dependent care expenses
  • HSA – health savings account (employee and employer contributions)
  • Qualified Medical Expenses – as designated by the IRS, these include medical, dental, vision and prescription expenses.