Retirement Planning Resources

Retirement Planning Resources

Local and Government Resources

  • U.S. Social Security Administration – official website.
  • Medicare – The U.S. Department of Health and Human Services, the official U.S. Government Site for Medicare. Generally, enrollment in Medicare A is automatic at age 65, Medicare B can be waived if at age 65 full time benefit eligible work continues.┬áCheck with Social Security and Medicare to determine your own eligibility requirements.
  • State Health Insurance Counseling and Assistance Programs (SHIPs) – SHIP can answer your questions about choosing a health care plan; deciding between original Medicare (fee-for-service) and Medicare Advantage Plan, understanding your new health plan choices, understand your Medicare bill, how/whether to purchase additional health insurance (Medigap policy, long-term care insurance, etc.), understanding how to appeal payment denials, understand your Medicare rights/protections and how to submit a complaint about medical care or treatment.
  • Elder Services – The mission of Elder Services of Berkshire County, Inc. is to provide Berkshire elders the opportunity to live with dignity, independence, and self-determination, and to achieve the highest possible quality of life. SHINE (Serving the Health Information Needs of our Elders) is a state funded advocacy program for reviewing Medigap options, Elder Services can assist with qualifying for subsidized programs.
  • Ecu-Health Care – Ecu-health Care’s mission is to help the uninsured and under-insured residents of North Berkshire access affordable health care.